Intelligent Loans / Terms of use

Acceptance Of Terms

The web services that Intelligent Loans provides to you are subject to the following Terms of Use (’TOU’).

Intelligent Loans reserves the right to update the TOU at any time without notice to you.

Description Of Services

Through its web sites, Intelligent Loans provides you with access to a variety of on-line resources, downloads, user restricted areas, user-generatedments and product information (’Services’).

The Services, including any updates, enhancements, new features, and/or the addition of any new Web properties, are subject to the TOU.

Web Services

Use of and access to the Website is subject to the TOU. By using or accessing the Website or any part thereof you agree to be bound by the TOU.

Copyright / Trademarks

© Intelligent Loans 2008. The copyright in the Website is owned by Intelligent Loans 2008 and protected by United Kingdom and International copyright laws. All rights are reserved.

Intelligent Loans, the Intelligent Loans logo are trademarks, registered trademarks, or service marks of Intelligent Loans.

All other trademarks are the property of their respective owners.

Any party using or accessing the Website (’Visitor’) is entitled to copy any such information for their own personal use but may not re-publish, store or reproduce any such information in any manner:

1. without the prior written consent of, or
2. save where such reproduction is expressly permitted as set out in the Website.

Any unauthorised downloading, re-transmission or other copying or modification of any of the contents of the Website may be in breach of statutory ormon law rights which could be the subject of legal action disclaims all liability which may result from any unauthorised reproduction or use of the information on the Website.

Security Of Personal Data

As the internet is not a secure medium ofmunication, cannot guarantee the security of any information which any party inputs on the Website or any website accessed via a hypertext link from the Website (’Linked Website’). Intelligent Loans is not and will not be responsible for any loss or damage any party may suffer as a result of the loss of confidentiality of any such information.

Liability For Damages

Intelligent Loans and any third party involved in creating, producing, maintaining or delivering the Website, and any of subsidiaries or affiliatedpanies, its officers, directors, employees, shareholders or agents or any of them shall not be liable for any direct or indirect, special, incidental or consequential damages including any loss of profits, business, revenue or goodwill arising from (1) the use of or access to or inability to use or access the Website or any Linked Website; (2) any interruption or unavailability of the Website or any Linked Website; (3) the operation or transmission of the Website or any Linked Website; and (4) any damage caused by any virus which may infectputer equipment, software, data or other property of any Visitor accessing the Website or any Linked Website.

Warranties

Visitors acknowledge, understand and agree that:

• their use of the Website is at their sole risk. The information on the Website, including but not limited to any content posted on the Website by Visitors (’Visitor Content’) is provided on an “as is” and “as available” basis. To the maximum extent permitted by law, expressly disclaims all warranties of any kind, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement;
• makes no warranty that (1) the Website will meet the requirements of Visitors; (2) the Website will be uninterrupted, timely, secure or error free; and (3) any information that may be obtained from the use of the Website will be accurate or reliable;
• any material downloaded or otherwise obtained through the use of the Website is obtained and used at the Visitor’s sole risk and discretion and Visitors will be solely responsible for any damage to theirputer system or loss of data that results from the download of any such material;
• no advice or information, whether oral or written, obtained by Visitors through or from the Website shall create any warranty by;
• their use of sites, including the submission ofments or posts, shall not create any warranty by. Visitor-generatedments may be moderated for fitness of purpose and reserves the right to delete any materials that are found to be inappropriate at any time without prior notice. All such postings orments are expressed by individuals and in no way represent any obligations to or by;
• neither endorses the contents of any websitemunications, postings orments - nor assumes responsibility for any threatening, libellous, obscene, harassing or offensive material contained therein, any infringement of third party intellectual property rights arising therefrom or any crime facilitated thereby. It is the responsibility of any Visitor to report any such instances of the above, if they believe that the contents of a blogmunication may infringe their ownership of copyright. All reported incidences will be investigated and may result in the relevant post orment being removed from the blog site without notice.
• by bing a contributor of the site (’the Service’), you agree to not use the Service to:
  1. upload, post or otherwise transmit anyputer data or files (“Content”) that is unlawful, harmful, threatening, abusive, harassing, tortuous, defamatory, vulgar, obscene, libellous, invasive of another’s privacy, hateful, or racially, ethnically or otherwise objectionable;
  2. harm minors in any way;
  3. impersonate any person or entity, including, but not limited to, a official, blog administrator, author or fellow contibutor, or falsely state or otherwise misrepresent your affiliation with a person or entity;
  4. upload, post or otherwise transmit any Content that you do not have a right to transmit under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);
  5. upload, post or otherwise transmit any Content that infringes any patent, trademark, trade secret, copyright or other proprietary rights of any party;
  6. upload, post or otherwise transmit any material that contains software viruses or any otherputer code, files or programs designed to interrupt, destroy or limit the functionality of anyputer software or hardware or telmunications equipment;
  7. interfere with or disrupt the Service or servers or networks connected to the Service, or disobey any requirements, procedures, policies or regulations of networks connected to the Service;
  8. intentionally or unintentionally violate any applicable local, national or international law;
  9. “stalk” or otherwise harass another;
  10. collect or store personal data about other users;
  11. promote or provide instructional information about illegal activities, promote physical harm or injury against any group or individual.

Privacy Policy

By using the Website, Visitors agree to the capture and use of their data in accordance with the terms laid out in Website Privacy Policy.

Accuracy Of Website Content

Content provided on the Website is believed to be reliable when displayed. Intelligent Loans does not guarantee that information on the Website shall be accurate,plete and current at all times. All information on the Website is subject to modification from time to time without notice, as set out below.

Changes To The Terms

Intelligent Loans reserves the right to make changes to any part of the Website and due to its policy of updating the Website from time to time may update or amend the TOU. The amended terms shall be effective immediately upon the posting of the amended terms on the Website, and the use of the Website by any Visitor on or after any such effective date shall constitute acceptance of such amended terms. Visitors agree that, in its sole discretion, may at any time remove and discard any information appearing on the Website for any reason.

General

If any provision of the TOU is found to be invalid the validity of that provision shall not affect the validity of the remaining provisions of the TOU which shall remain in full force and effect.

Visitors may not assign, sub-licence or otherwise transfer any of their rights under these TOU.

If or any Visitor fails to exercise any right or remedy available under the TOU, such failure does not constitute a waiver of that right or remedy.

Headings

The Headings in the TOU are for convenience only and will have no legal meaning or effect.

Governing Law

The TOU shall be governed by and construed in accordance with the laws of England and Wales. If any Visitor intends to take legal action in relation to the TOU and/or the Website such Visitor agrees that the English and Welsh courts shall have exclusive jurisdiction.