Second Charge Loan

Got a mortgage application you can't quite place?
There's a chance it could be worth £1280!

For the average mortgage broker, identifying a secured loan is not a simple task. Through many years of experience dealing with thousands of mortgage brokers, we have put together an identifier so the next time you get an application you don't quite know what to do with, you may find it's a secured loan.

The main reason that mortgage brokers send enquiries to us:

  • Their client is in a tie-in period and does not want to pay a large penalty
  • Their client needs funds very quickly
  • Their client is or has been in arrears with their current lender and wants to avoid disturbing their current low rate for sub-prime rate
  • They can't get the income multiples they need for their client
  • The client has an interest only mortgage and does not wish to remortgage to capital & repayment
  • Their client is benefiting from a low SVR and does not wish to disturb their current product

The main reasons for a client to borrow through Intelligent Loans:

  • They wish to consolidate their outstanding loans and credit cards
  • They wish to carry out home improvements
  • They are looking to inject cash into their business
  • They have had adverse credit and wish to speak to a company who understand their situation
  • They are self-employed and wish to raise finance for one of the above

How to submit your enquiries to Intelligent Loans:

Online: Apply Now
Hotline: 0845 263 7350
Email: ask@intelligent-loans.com