Specialist BTL

The reluctance of high street banks to support UK business is well publicised. The result has been the emergence of a new breed of lender with the appetite, willingness and ability to fund business expansion. Intelligent Loans works closely with these lenders to assist business owners purchase property & equipment and also improve cash flow.

Specialist BTL

Whether your client is looking for owner-occupation or investment, to acquire an ongoing business or capital raise, we can help.

We are able to assist with the following entities:

  • Individuals
  • Partnerships
  • Limited Liability Partnerships
  • Limited Companies
  • Pension Trustees
  • Charities and Trusts

Secure funding against the following property types:

  • Shops, Post Offices
  • Industrial / warehouse / factory units
  • Residential properties (including multi-unit, single freehold units) and flats above commercial
  • Offices
  • Garages
  • Public Houses
  • Restaurants
  • Hotels and Guest Houses
  • Care Homes
  • Nursing Homes
  • Child Day Nurseries
  • Leisure properties

Houses of Multiple Occupation

An HMO mortgage is a commercial loan specific to this type of investment.

The benefits for landlords buying HMO properties are that they have great potential to generate very strong rental yields. However, mortgages for houses in multiple occupation have become increasingly difficult to source in the last few years.

Intelligent Loans has years of experience arranging HMO mortgages, for purchase or remortgage, on the following basis subject to status.

What is available:

  • 85% loan to value (LTV) 100% available with additional security.
  • Rates from 2.99% above the base interest rate.
  • A product range that runs from short-term interest only facilities to 30-year mortgages with part capital-repayment options.