Second charge mortgages can offer the ideal alternative to a remortgage or other types of unsecured loan. With rates from just 3.75% they can be a cost-effective way of borrowing - especially if the client already has an existing first charge mortgage with high early redemption penalties, or an attractive interest rate that they don't want to lose. Intelligent Loans has access to some of the best loans in the market.
Intelligent Loans can help you find solutions to your client's funding problems where mainstream mortgage lenders cannot, such as:
- A deposit for a buy-to-let property
- Consolidating unsecured loans and credit cards to free up monthly income
- Raising money for business purposes against a residential property
- Residential and buy-to-let
- A common-sense approach to lending through manual underwriting