Second Charge Loan

Second Charge Loan

Second charge mortgages can offer the ideal alternative to a remortgage or other types of unsecured loan. With rates from just 3.75% they can be a cost-effective way of borrowing - especially if the client already has an existing first charge mortgage with high early redemption penalties, or an attractive interest rate that they don't want to lose. Intelligent Loans has access to some of the best loans in the market.

Intelligent Loans can help you find solutions to your client's funding problems where mainstream mortgage lenders cannot, such as:

  • A deposit for a buy-to-let property
  • Consolidating unsecured loans and credit cards to free up monthly income
  • Raising money for business purposes against a residential property
  • Residential and buy-to-let
  • A common-sense approach to lending through manual underwriting

Second Charge Mortgages: Main Features

  • Interest rates from 3.75%
  • Loans are available up to 95% LTV
  • Buy to let second charge mortgages available up to 85% LTV
  • Impaired credit loans available up to 75% LTV
  • Up to £2,000,000 standard lending criteria (more available by exception)
  • No costs for the customer incurred until completion - including valuation and legal*
  • Fixed rates available with no extended tie-ins
  • Market-leading commission
  • Peace of mind that your clients' cases are being dealt with by the industry's leading professionals

*depending on mortgage type and other criteria

How to submit your enquiries to Intelligent Loans:

Online: Apply Now
Hotline: 03333 443460

Submit Case Now