Many lenders will not consider a buy-to-let mortgage application if the circumstances surrounding your client's property are not straightforward. In this instance, you may need to recommend a specialist buy to let mortgage.
Specialist buy-to-let mortgages can be used for both residential or commercial property - or even a mixture of the two. Examples include student houses, houses in multiple occupation (HMO) lets, or multi-unit properties with one title deed.
Access to specialist buy-to-let lenders can be highly restricted for intermediaries. Intelligent Loans is an approved packager with access to a range of lenders and products to suit your client's needs.
Not only do we provide you with access to a panel of the best specialist buy-to-let lenders, but Intelligent Loans also simplifies the process for you, by seeing your client's application through from its initial enquiry all the way to its completion.